Nabh Inc. Terms of Service and Use Agreement

This Terms of Service Agreement ("Agreement") is entered into between you ("Customer," "you") and Nabh Inc. ("Company," "we," "us," or "our") and governs your access to and use of our products and services, including but not limited to firmographics.org, formssquare.com, and any related platforms, APIs, data services, or software (collectively, the "Offerings"). By accessing or using the Offerings, you agree to be bound by this Agreement.

1. License to Use Offerings

1.1 License Grant
The Offerings are licensed, not sold. Subject to your compliance with this Agreement, Nabh Inc. grants you a limited, non-exclusive, non-transferable license to access and use the Offerings for your internal business or personal use.
1.2 Duration
  • Subscription Offerings: valid for the subscription period
  • Usage-based Offerings: valid while fees are paid
  • Perpetual licenses (if any): valid after full payment
1.3 User Responsibility
You are responsible for all use of the Offerings under your account, including by your employees, contractors, or other authorized users.
1.4 Restrictions
You may not:
  • Reverse engineer, copy, or modify the Offerings
  • Resell, sublicense, or redistribute the Offerings
  • Use the Offerings for unlawful purposes
  • Attempt to bypass security or usage limits
1.5 Ownership
All rights not expressly granted are reserved by Nabh Inc. The Offerings are protected by intellectual property laws.

2. Data, AI, and Disclaimers

2.1 Nature of Data
The Offerings may include:
  • Aggregated public and private data
  • Third-party data sources
  • AI-generated summaries, classifications, or insights
2.2 No Guarantee of Accuracy
You acknowledge that:
  • Data may be incomplete, outdated, or incorrect
  • AI-generated outputs may contain errors, omissions, or hallucinations
  • Business, financial, or security insights are informational only
Nabh Inc. does not guarantee the accuracy, completeness, or reliability of any data or output.
2.3 Customer Responsibility
You are solely responsible for:
  • Verifying data before relying on it
  • Any decisions made based on the Offerings
  • Compliance with applicable laws in your use of the data
2.4 No Professional Advice
The Offerings do not constitute legal, financial, investment, or insurance advice.

3. Privacy and Data Protection

3.1 Customer Data
You retain ownership of any data you provide. You grant Nabh Inc. the right to process such data to provide the Offerings.
3.2 Compliance
Both parties agree to comply with applicable data protection laws (e.g., GDPR, CCPA where applicable).
3.3 Security
We implement reasonable industry-standard safeguards but do not guarantee absolute security.

4. Confidentiality

Each party agrees to protect the other's confidential information and use it only for purposes related to this Agreement.
Confidential information excludes information that:
  • Is publicly available
  • Was independently developed
  • Was lawfully received from a third party

5. Service Levels

We may provide uptime or support commitments separately. Unless explicitly stated, the Offerings are provided on a commercially reasonable efforts basis.

6. Warranties and Disclaimers

6.1 Limited Warranty
Nabh Inc. warrants that it has the authority to provide the Offerings.
6.2 Disclaimer
Except as expressly stated:
THE OFFERINGS ARE PROVIDED "AS IS" AND "AS AVAILABLE."
We disclaim all warranties, including:
  • Merchantability
  • Fitness for a particular purpose
  • Accuracy or reliability of data

7. Indemnification

7.1 By Customer
You agree to indemnify Nabh Inc. against claims arising from:
  • Your misuse of the Offerings
  • Violation of laws or this Agreement
  • Reliance on data without verification
7.2 By Nabh Inc.
We will defend claims that the Offerings infringe third-party IP rights, except where claims arise from:
  • Customer data
  • Unauthorized modifications
  • Third-party integrations

8. Limitation of Liability

8.1 Liability Cap
To the maximum extent permitted by law:
Total liability of either party will not exceed the greater of:
  • Fees paid in the previous 12 months, or
  • $10,000 USD
8.2 Free Services
For free Offerings, liability is limited to $1,000 USD.
8.3 Excluded Damages
Neither party is liable for:
  • Indirect or consequential damages
  • Lost profits or revenue
  • Business interruption
8.4 AI/Data Disclaimer Reinforcement
Nabh Inc. is not liable for decisions made based on data or AI-generated outputs.

9. Pricing and Payment

Fees, billing terms, and payment obligations will be specified in your order or subscription plan.
Failure to pay may result in suspension or termination.

10. Term and Termination

10.1 Term
This Agreement remains in effect while you use the Offerings.
10.2 Termination
Either party may terminate:
  • For convenience with reasonable notice (e.g., 30 days)
  • Immediately for material breach
10.3 Effect of Termination
  • Access to Offerings ends
  • Outstanding fees become due
  • Certain provisions survive (liability, confidentiality, etc.)

11. Suspension

We may suspend access if:
  • You violate this Agreement
  • Required by law
  • Necessary to protect systems or other users

12. General Terms

12.1 Entire Agreement
This Agreement represents the complete agreement between the parties.
12.2 Assignment
You may not assign this Agreement without consent. Nabh Inc. may assign it in connection with a business transfer.
12.3 Governing Law
This Agreement is governed by the laws of the State of California, USA, unless otherwise required by applicable law.
12.4 Severability
If any provision is unenforceable, the remainder remains in effect.
12.5 No Partnership
This Agreement does not create a partnership or joint venture.

13. Definitions

Offerings
All Nabh Inc. products, including firmographics.org and formssquare.com
Customer Data
Data provided by you
AI Output
Any machine-generated summaries, classifications, or insights
End Users
Individuals authorized by you